An experienced Cypress bankruptcy attorney is skilled to resolve the financial issues resulting from an outstanding debt. Therefore, it is prudent to consult with an attorney if you plan to declare bankruptcy. However, you have to be honest with a lawyer in order to let him/her properly assist you. The primary consultation with a bankruptcy attorney is extremely important due to this reason. An attorney will ask some questions during the primary consultation and will review some documents related to your debt as well as finances. Therefore, you have to bring the following documents to primary consultation with your lawyer and it is important to be honest when answering the questions of your lawyer.

You have to fill out a form before meeting with a Cypress bankruptcy attorney for the first time. The data on the form enable an attorney to collect basic information regarding your finances alongside collecting some personal information regarding the client. It is prudent to carry a few documents to the initial consultation with a lawyer since you may need the data to fill out the form. For example, it is prudent to bring the W-2 form or the paystubs to the initial consultation alongside bringing the documents related to social-security statement and your Workman’s Compensation insurance policy. If you own a business, then you have to bring the documents that show its financial condition over the last six months.

You have to insert the data from the bank statements when filling out a form during the initial consultation with a Cypress bankruptcy attorney. You have to bring the bank statements of last three months at the meeting alongside bringing the unpaid bills. An attorney has to scrutinize a few documents in order to evaluate your present situation with regards to the outstanding debt. Therefore, you have to bring the documents of loan agreements and latest mortgage statement. You may even need to bring the latest car finance statements.

If you contact a Cypress bankruptcy attorney after receiving notifications from the creditors, then you have to bring this document along with other documents. You may meet with a bankruptcy lawyer after being sued by the creditors. In this scenario, you have to bring the letters that were sent to inform you regarding the commencement of the legal proceedings. If you receive the notice of foreclosure, then you have to bring it during the primary consultation.

A creditor may plan to garnish your wage in order to settle the debt. In this scenario, you have to bring the relevant documents when meeting with a Cypress bankruptcy attorney. You may have paid the creditor for a few months or years and have declared bankruptcy due to being unable to settle the rest of the debt. In this scenario, you have to bring the receipts of payments made to the creditor. Thus, you have to bring different types of documents to the primary consultation with a bankruptcy attorney for his/her perusal. Visit Here: Alva Wesley-Thomas & Associates, P.C.